Auto Repair Financing Options - No Credit Check

Whether you are a consumer looking for auto repair financing options or an automotive/transmission shop looking to help consumers who need finance help, there are four new financing options available that do not rely on having good credit.

Rather than credit, these new auto repair finance options rely on check-writing history and income. Here are some examples:

ARC90 - Finances auto and transmission repair. Approval based on income and check writing history. No credit check is required. The shop gets paid an advance on the job, and the consumer can finance the balance for 90 days up to 6 months. You will need to submit proof of income such as paystubs or bank statements and a copy of your drivers license.

Secure Payment Systems - Will finance auto and transmission repair up to $5,000. 25% down from the customer is required. Key to approval is good check writing history. The shop gets paid in full within 72 hours and the consumer can finance the balance up to 12 months.

Cross-Check - Offers an up to 90 day deferred payment plan for auto and transmission repair shops. 25% down required. Approval based on good check writing history. There are no interest or financing charges to the customer.

In-House Financing - Some car repair and transmission repair shops have chosen to in-house finance customers. There is usually a down payment required to cover most or all of the parts costs.

If you are a shop owner who does in-house car repair financing, there are new software packages available that automate the auto repair finance process from start to finish in 10 minutes. They include automated ACH-drafts from the consumer's checking account, 3-bureau credit checks, 50-state promissory notes and automated initial collection calls. These new software packages take the hassle out of in-house financing and automate the process for you. They even handle the initial collection calls, if a payment bounces, so you do not have to.

If you are a consumer in need of car repair financing, contact your local auto repair shop and ask what options they have available for you. If they do not have options available, you can either tell them about no-credit check options you found here online or try another auto repair shop.

Many auto repair shops are starting to adapt to both outside and in-house financing programs to help customers who end up having to pay for an unexpected auto repair or transmission repair.

Transmission and major engine repairs can cost anywhere between $1200-$3500 depending on the type of vehicle and the type of repair, so it is important to have financing options available so you can get your car fixed and get back on the road!

To get pre-approved for auto repair financing visit http://www.RepairFinancing.com or call Corey Turner at 1-800-419-5315 for auto repair financing help.

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Auto Repairs And Courtesy Inspections

Sometimes, you know you need auto repairs. The brakes are squealing at you or the check engine light is on the vehicle. Bring the vehicle in for an inspection and for the repair that you need when these things happen. However, it is also a good idea to request that your mechanic do a courtesy inspection for you. This inspection can provide you with valuable information about the current state of your vehicle. Is it in good working order? Is there a bigger problem lurking in the near future? If you want to be safe in your vehicle and be sure that it will not be a problem, ask for an inspection.

Do They Offer It?

The best companies for auto repairs do provide this inspection. It is free of charge to you. Most will have a checklist of features they look for. This may be a 21 or a 41-point checklist, for example. The goal is to look at those key areas of your vehicle that most commonly need auto repairs and to get the vehicle fixed and running as it should be. Many things can be checked during this inspection.

This should include an inspection of your tires, braking system and all components of the wheel and axils. It should also include an inspection of the engine (though the extent of this will differ from one company to the next.) All fluids should be checked. In some cases, this can provide information about problems. If the transmission fluid is low, this could indicate a leak. The inspection should also include the heating and cooling systems, the electrical system, and the function of the wipers.

Other areas that may or may not be a part of the process include the following. Be sure to ask the provider about these before you assume they are a part of the inspection.

-Check engine light warnings

-Engine performances and diagnostic

-Transmission function

-Differential services

-Interior and exterior body concerns

It is a good idea to listen to what the mechanic has to say about each of these concerns. Sometimes, there will be warnings that you should not put off but in other cases you will have the ability to wait. Still, it is a good idea to know the condition of each system in your vehicle to know it is working at its best.

Ultimately, the auto repairs you need could open the door for other types of problems. Would you rather not know if there are problems with the family car, one of the biggest investments you are making? Of course, you want to know. That is why it is always a good idea to ask for these free inspections whenever you can.

Finding the right auto repairs new orleans shop isn't as difficult as you think. Visit http://neworleansautorepair.net and get an estimate.

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Are Do-It-Yourself Auto Repairs Safe?

Before you start trouble shooting and deciding to repair your automotive, be sure that you observe personal safety standards. Safety extends beyond the time of repair. The results of your project should not lead to more exposure to danger as usage continues. When a problem is not listed in the available DIY manual, refrain from attempting to correct it, unless you have prior knowledge of the solution.

Most car owners know that keeping their vehicles in good conditions saves them from incurring repair expenses. Many go a step further and acquire do-it-yourself repair manuals and equipment to diagnose problems in their vehicles in order to repair them. In many cases, the need for repair is straightforward and easy. For example changing tires is easy. However, when it comes to dealing with the auto transmission service or other complicated components, it is better to call in car experts instead. The points below are notable safety concerns brought about by DIY practices.

1. Failure to follow instructions

The equipment used for D-I-Y jobs maybe of good quality; however, failure to follow instructions of use and safety is the most common cause of accidents. Another danger arises when you follow the wrong instructions; you must follow the car manufacturer's manuals when attempting to fix problems in your vehicle. When you do not know the cause of a problem, do not attempt to fix it.

2. Poor handling of equipment

More than 160 injuries in Australia occur because of poorly handling of jacks. When one is under a vehicle, and the jack falls off due to improper placement, the vehicle can crush the person. Often, injuries associated with the accident lead to amputations, fractures and even death. When handling equipment, the common mistake to avoid is that of omissions, make sure to put on the recommended safety wear always.

3. Ignorance of vehicle systems

When the person conducting a repair or modification is less knowledgeable, he or she may bring in more trouble. Working with electrical systems when you have insufficient knowledge of your vehicles circuitry could lead to further damage.

4. Bad advice from user groups

Sometimes, people rely on forums and discussion for advice on how to undertake do-it-yourself auto repairs on their vehicles. Unfortunately, there are very limited ways of verifying the qualifications of forum contributors. In addition, what works for one person's car may not be the solution you seek for your car. You can get conflicting suggestions to the same problem. If you go ahead with the help, you may expose yourself to hazards or damage your vehicle. It is important to rely on professional advice, which is appropriate for your given issue.

5. Violation of insurance terms and warranties

While it may be cost effective to undertake D-I-Y for your vehicles, the same could expose your to legal risks with insurance companies. For example, many accident covers require that the cause of the fatality be due to natural factors. If the insurer has any reason to believe that the vehicle owner orchestrated the event, then they can refuse to pay for damages.

Sometimes, working on your vehicles is not advisable, as you are not a certified mechanic. If you damage parts or tamper with their installation, your vehicle will not qualify for repairs under warranty agreements.

We got our auto transmission service done by GSM Automotive. They specialise in Auto repairs and did a great job on our car. It was much better than doing it ourselves as it costed much lesser and the end result was perfect.

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Brake UpGrade Considerations

One doesn't need a race car to appreciate the safety factor that high performance brakes can impart on a car. Knowing that you can stop your car on the proverbial dime gives the driver an increased sense of control that can spell the difference between driving through an accident or being part of it.

But let's say it from the start. Practically all modern cars have adequate braking systems for cars that are driven as daily-driven commuters. If that's all that you do with your daily driver, ensuring that you stick to the manufacturer-recommended maintenance schedule will give you serviceable brakes for the life of your car. It's safe to say that all major manufacturers have done tens of thousands of miles of simulation and road testing to arrive at the combination of safety, reliability and longevity that will satisfy today's expectations.

However, you wouldn't be reading through this article if you weren't thinking of brake upgrades for your car. The range of brake upgrades run the gamut of just bleeding and changing fluids to replacing the pads, calipers and rotors with a carbon-ceramic matrix kit.

As part of normal maintenance, manufacturers actually require that you change your brake fluid every one or two years. The reason for this the deterioration of the hydraulic fluid in system over time. It can be the gradual absorption of moisture in the air or the accumulation of grit in the system. If your car doesn't use it yet, using a DOT 5.1 specification fluid will yield noticeable benefits in terms of better brake modulation and a more solid-feeling pedal. Next step up is replacing the factory rubber hoses with high-performance brake lines. These lines replace the short flexible hoses with steel braided ones that resist expansion, resulting in a more solid and direct feel.

Pads are a popular choice when upgrading brakes, and many enthusiasts do this first before replacing the flexible lines. Pad choice can be bewildering, and can be a compromise between better initial bite, fade resistance and shorter rotor life. So far, all these choices are not very expensive, and can even be regarded as premium replacement parts. Not so when you decide to spend for a big brake kit, where the rotor and caliper are replaced with multi-piston and larger-diameter ventilated rotors. These are recommended for cars that see regular track use, or only track use.

Perhaps the ultimate brake upgrade nowadays for the street/track car are carbon-ceramic brakes. Aside from carbon-ceramic rotors and multi-piston calipers, the brake pads are also made from matching carbon composite materials. Even the brake fluid used is one for very high temp applications. Such brake systems are the ones used in the McLaren MP4-12C and the Koenigsegg hypercar. Not to mention being standard fare in Formula 1. As an upgrade, this is a very expensive proposition. Many other options exist to upgrade your brake system and even if you race or track your car all the time, a big brake kit may be all you need for serious braking power.

Find big brake kits and other upgrades for your car at Octane Motorsports.

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